The budget plan – how much can we have

Before we begin, here are some details on whats going to be our daily budget and what can we spend on and not! This is going to be our bible for next 4 weeks – overshoot it one day, go hungry the next! Cost is in rupees per person


Breakdown of total non food expenses - in Rs./person/day

1. Utilities: Total: Rs. 10.3 – Rs 12.5 per day

a. Electricity cost: Rs. 4.5, assuming 5 bulbs, 2 computer chargers and 2 fans ONLY FOR THE NIGHT assuming Bangalore unit cost of Rs. 3.6. Adding a fridge increases it by two and half fold! But without it our transport costs will rise. So perhaps we can share it making the costs to Rs. 7.8. once we move to our maid’s room, this should fall to Rs. 5.6

b. Gas – Rs. 2.2 given the pattern of our gas consumption till now – we burn through a Rs. 400 gas cylinder in 3 months

c. Cost of water – Re. 1 only as the per unit cost of water in Bangalore is only Rs. 6 (

d. Drinking water – Rs. 1.5 – assuming 3L of filtered/RO water we can get at Rs. 0.5 per litre

2. Communication: Total Rs. 20 (ouch!) per day

a. Mobile phone: Rs. 10, assuming a Rs. 300 pre paid phone bill for the month. (Hopefully can use it even more sparingly using “missed call communications” and bring it further down)

b. Internet: assuming Rs.  10 per day (assuming a 600 Rs basic monthly plan divided between us two)

3. Transport: Rs. 10 assuming roughly Re. 1.25 per kilometer on our 25 year old motorbike and hopefully lesser using the cheapest buses available

4. Toiletries/household supplies: Rs. 4.6 per day assuming, between us two, 1 bar of vim, 3 bars of soaps (lifebuoy and midimix), half toilet cleaner, half general purpose cleaner, 1 bottle of shampoo for the month, and 1 bottle talc powder

5. Reserves: Rs. 3.33 per day, making it Rs. 100 per person per month

Total non food expenses: Rs. 48.2 – Rs. 50.4


Food expenses in Rs./person/day

Generic food items: Rs. 6.7, (salt, sugar, oil and spices)

Breakfast: Rs. 12.5 (Rs. 3.5 for 1 egg, Oatmeal or 2 slice bread or 1 roti – averaging Rs. 3, and Rs. 5 for 250 ml milk – EXPENSIVE!!)

Lunch and dinner: Rs. 12.7 each assuming Rice/roti (75g), dal (40g) and veggies – 250g

Snack/fruit – Rs. 5

Chai Rs. 2

Total: Rs. 51.5 (Hungry kya?)

Lets hope this broadly works – will see

Will also try to put a google docs with the relevant excel for you guys soon.


9 Responses to “The budget plan – how much can we have”

  1. One thing I find interesting is that you are opting for a vegetarian meal. Is it because it is cheaper? (I am a vegan myself so I find this interesting!!)

    • Hi Madhavi, yes, its purely because its cheaper. If our budget allows, we may add locally caught fish to the weekends.

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  2. thank u very much for this work.

  3. Its Hard to follow but still I like this idea. Hope no health problems will occur.

  4. ഒരു ശരാശരി ഇന്ത്യന്‍ പൌരനു പാലിക്കാന്‍ പറ്റാത്ത ഒരു കാര്യമായി ഞാന്‍ ഇതിനെ കണക്കാക്കുന്നില്ല. മാസം ആയിരം രൂപ ചിലവില്‍ മൂന്ന് പേര്‍(ഒരു കുടുംബം ) അല്ലലില്ലാതെ ജീവിച്ച കഥ എനിക്കറിയാം. ധനനഷ്ടം വരുത്തി വയ്കുന്ന പ്രധാന കാര്യങ്ങളാണ് മദ്യപാനം, പുകവലി, മയക്കുമരുന്ന് മുതലായവ. വരുമാന കുറവ് മാത്രമല്ല ചിലവുകളിലെ ശ്രദ്ധ കുറവും ഭാവിയെ കുറിച്ചുള്ള ബോധമില്ലായ്മയും ദാരിദ്രം കൂട്ടാന്‍ മാത്രമേ സഹായിക്കൂ.

  5. very interesting experiment, you guys. great to see you pulled through! really makes one wonder how the govt expects people to live by such meagre means, in todays world.


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